Does Robinhood Delete Inactive Accounts?

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If you’re familiar with the world of finance and investments, you’ve probably heard of Robinhood. Robinhood is a popular online brokerage platform that allows individuals to invest in stocks, cryptocurrencies, and other financial instruments. However, like any other service, users may wonder what happens to their accounts if they become inactive. In this article, we will explore the question, “Does Robinhood delete inactive accounts?” and provide you with all the information you need to know.

Robinhood has gained popularity among investors due to its user-friendly interface and commission-free trades. As users engage with the platform, they may wonder about the fate of their accounts if they become inactive. Let’s delve into the details and shed light on the account inactivity policy of Robinhood.

Understanding Inactive Accounts

Before we explore Robinhood’s policies, let’s define what constitutes an inactive account. An inactive account is typically one that has not had any trading activity or login attempts for a certain period. Different platforms may have varying definitions of inactivity, so it’s essential to understand Robinhood’s specific guidelines.

Robinhood’s Account Inactivity Policy

Robinhood, like many other financial institutions, has an account inactivity policy in place. According to Robinhood’s terms of service, if your account remains inactive for a specified period, the platform reserves the right to impose an inactivity fee or close your account altogether. However, the exact timeframe and conditions may vary, so it’s crucial to review the most up-to-date information on their website or contact their customer support for accurate details.

What Happens to Inactive Robinhood Accounts?

If your Robinhood account becomes inactive, the platform may take certain actions depending on their policies. They may charge an inactivity fee, deducting a specific amount from your account balance on a monthly or annual basis. Alternatively, Robinhood might close your account and transfer any remaining funds to your linked bank account.

It’s important to note that Robinhood’s policies can change over time, so it’s advisable to stay updated with their terms of service and any notifications they send you regarding account inactivity.

Reactivating an Inactive Robinhood Account

If your Robinhood account has been flagged as inactive, you can reactivate it by logging in again and resuming trading activity. Simply accessing your account through the app or website and initiating a trade or making a deposit can help reactivate your account. However, it’s best to refer to Robinhood’s guidelines for specific instructions on reactivation.

Steps to Keep Your Robinhood Account Active

To ensure that your Robinhood account remains active, it’s important to take a few simple steps:

  1. Log in periodically: Regularly logging into your account helps maintain its active status.
  2. Conduct trades or investments: Engaging in trading activities at regular intervals can demonstrate your account’s activity.
  3. Keep your contact information updated: Ensure that your email address and phone number linked to your account are current, as Robinhood may send important notifications regarding your account status.

By following these steps, you can help prevent your Robinhood account from being flagged as inactive.

Common Concerns About Inactive Accounts

  1. Loss of funds: Users may worry about losing their funds if their accounts become inactive. It’s important to understand that Robinhood has measures in place to ensure the safety of your assets. Even if your account is closed due to inactivity, any remaining funds are typically transferred to your linked bank account.
  2. Reopening a closed account: In some cases, users might want to reopen a closed Robinhood account. While it may be possible, it’s essential to reach out to Robinhood’s customer support for guidance and specific instructions on reopening a closed account.


In conclusion, Robinhood does have policies in place regarding inactive accounts. If your account remains inactive for a certain period, Robinhood may charge an inactivity fee or close your account altogether. However, by staying informed about their terms of service and taking proactive steps to keep your account active, you can avoid any unwanted consequences. Remember to log in regularly, conduct trades, and keep your contact information up to date.


  1. Can I lose my funds if my Robinhood account becomes inactive? No, even if your account becomes inactive and is subsequently closed, any remaining funds are typically transferred to your linked bank account.
  2. How can I reactivate my inactive Robinhood account? You can reactivate your inactive Robinhood account by logging in again and initiating trading activity. Refer to Robinhood’s guidelines for specific instructions.
  3. What happens if Robinhood charges an inactivity fee? If Robinhood imposes an inactivity fee, a specific amount will be deducted from your account balance either monthly or annually.
  4. Can I reopen a closed Robinhood account? While it may be possible to reopen a closed Robinhood account, it’s advisable to contact their customer support for guidance and instructions.
  5. What steps can I take to keep my Robinhood account active? To keep your Robinhood account active, log in periodically, conduct trades or investments, and ensure your contact information is up to date.

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